Discover unmatched convenience with the Affinity Credit Card from Bank of Ireland. Seamlessly fitting into your lifestyle, it offers flexibility, security, and exclusive benefits.  Whether you are into maximizing rewards or prioritizing top-notch security, this card is designed to elevate your banking experience. With the trusted legacy of Bank of Ireland, it goes beyond expectations, ensuring a reliable and secure way for your financial transactions.


The Key Benefits of this Card

  1. No Annual fee: Cardholders must not pay an annual fee, they only pay €30 of the annual Government Stamp Duty.
  2. Advanced Security: Rest easy with real-time fraud monitoring and secure transactions for heightened financial safety. You can explore these features with Banking 365.
  3. Payment with your phone: Customers can make payments with their phone, using a contactless service, it will be more quick and easy.
  4. Exclusive Perks: Enjoy discounts, special offers, and priority customer service in Ireland and get access to MasterCard Priceless Cities when abroad. Adding value in your banking experience.
  5. Introductory Offer: 2.9% fixed interest on balance transfers for the first 12 months.
  6. Additional Cardholders: You can add 3 more cardholders for your card account, paying the Government Stamp Duty once.
  7. Support your college: Bank of Ireland makes a donation to your University’s alumni fund when you become a cardholder. In addition, you can get a college branded credit card.


Getting the Affinity Credit Card is pretty straightforward. To boost your chances of approval, ensure you meet a few key criteria: be at least 18 years old and possess a good credit history. Additionally, residency in Ireland is essential. Meeting these requirements makes the application process smooth and boosts your chances of getting the Affinity Credit Card.


About the Bank of Ireland

Committed to stability and reliability, it serves as a trusted financial partner, providing a solid foundation for individuals and businesses. With an extensive branch network and global presence, convenient access to financial services is ensured. Responsible banking practices and financial strength solidify its position as a cornerstone in Ireland’s financial sector, making it a reliable institution for those seeking financial excellence.

Who is this Affinity Credit Card for?

The Affinity Credit Card is perfect for people who want a flexible and rewarding credit card experience. If you like earning rewards on your everyday purchases, want top-notch security, and appreciate added perks like special discounts, this card is for you. Ideal for those seeking a credit card that effortlessly integrates into their daily lives, the Affinity Credit Card is versatile. Whether you’re a frequent shopper, a fan of digital banking, or simply prioritize a reliable and secure card, it caters to a diverse range of needs and preferences.



Step By Step To Apply For The Affinity Credit Card

To apply for the Affinity Credit Card, follow these straightforward steps: 

  1. Verify Eligibility: Confirm that you meet the age and credit history prerequisites.
  2. Prepare Documents: Gather necessary documents like identification.
  3. Visit Bank’s Website: Go to the Bank of Ireland’s website or visit a local branch.
  4. Fill Application: Complete the application form online or in-person.
  5. Examine Terms: Familiarize yourself with the card’s terms and conditions, encompassing fees and interest rates.
  6. Complete Application: Submit your application either online or in-person.
  7. Await Approval: The bank will assess your application, and you can anticipate a response within a few days.
  8. Receive Your Card: Upon approval, activate and start using your Affinity Credit Card.

Positives and Negatives of the Card


  1. Exclusive offers and experiences:  Take advantage of exclusive offers, discounts and benefits in Ireland, when abroad enjoy the features of MasterCard Priceless Cities.
  2. Enhanced Security: Real-time fraud monitoring and secure transactions prioritize financial safety.
  3. Quick Approval: Fast approval for Bank of Ireland customers, almost 24 hours.


  1. Eligibility Challenges: Meeting the credit history requirements may pose a challenge for some applicants.

How to unlock the Affinity Credit Card?

To unlock your Affinity Credit Card:

  1. Open the card envelope and find activation details.
  2. Visit the provided activation website or use the phone number for it.
  3. Enter required card details and personal information.
  4. Optionally, create an online account for card management.
  5. Set up additional security measures like a unique PIN.
  6. Verify the activation and receive a confirmation.
  7. Safely discard any activation materials.

Fees and tariffs

Know the costs associated with the Affinity Credit Card. Understanding these costs helps you use the Affinity Credit Card wisely and manage your finances effectively.

  1. Interest Rates: The standard variable rate on purchases is 14.57% and 18.33% on cash advances.  The typical APR is 20.2%.
  2. Annual Fees: No annual fees for this card, customers pay only €30 of the Government Stamp Duty.
  3. Balance transfer fee: 2.9% for the first 12 months

Customer Service

For assistance with your Affinity Credit Card, Bank of Ireland offers various convenient channels.  Simply visit the Bank of Ireland official website for detailed information. You can also reach out via email at [email protected]

For face-to-face assistance, visit a nearby Bank of Ireland branch. With multiple options, getting help with your Affinity Credit Card is easy and accessible.