Step into the pinnacle of financial sophistication with Bank of Ireland’s Platinum Advantage Card. Going beyond the ordinary, this exclusive card seamlessly combines luxury and practicality for a premium banking experience. 

Experience a range of premium benefits, from personalized services to exclusive privileges, tailored to meet your distinct needs. The Platinum Advantage Card is more than a credit line, it unlocks a world where each transaction becomes an experience, and every interaction exudes sophistication. Elevate your banking journey with the card that establishes the standard for excellence.



The Key Benefits of this Card

Discover unparalleled benefits with the Platinum Advantage Card from Bank of Ireland:

  1. Free Travel Insurance: Travel insurance including winter sports when at least 50% of the total trip cost is paid with the Platinum Advantage Card.
  2. Enhanced Security Measures: Enjoy peace of mind with top-notch security features, ensuring the utmost protection for your financial transactions.
  3. Introductory Offer: Cardholders can enjoy an introductory offer of 0% fixed interest on purchases for the first 6 months or 0% fixed interest on balance transfers for the first 7 months.
  4. Exclusive benefits: As a Bank of Ireland MasterCard Customer, you can enjoy exclusive experiences and offers in Ireland and abroad with MasterCard Priceless Cities.
  5. Quick Approval: You can get the approval in 24 hours and get your card within 1 week.


To apply for Bank of Ireland’s Platinum Advantage Card, individuals typically need to fulfill specific criteria:

  1. Creditworthiness: A positive credit score is crucial, as lenders assess your credit history to evaluate your ability to handle credit responsibly.
  2. Age: Applicants are generally required to be 18 or older, to be eligible for the Platinum Advantage Card.
  3. Residency: The applicant must be a resident of Ireland.
  4. Legal Requirements: Compliance with legal standards is essential. Applicants must provide accurate information and documentation as requested during the application process.

About the Bank of Ireland

Committed to stability and reliability, it serves as a trusted financial partner, providing a solid foundation for individuals and businesses. With an extensive branch network and global presence, convenient access to financial services is ensured. Responsible banking practices and financial strength solidify its position as a cornerstone in Ireland’s financial sector, making it a reliable institution for those seeking financial excellence.


Who is this Platinum Advantage card for?

Bank of Ireland’s Platinum Advantage Card is crafted for individuals who value a fusion of luxury and practicality in their financial endeavors. Perfect for those in pursuit of a heightened banking experience, this exclusive card caters to individuals who prioritize premium benefits, personalized services, and exclusive privileges. Tailored for those with a solid credit history, stable income, and an appetite for perks. It is designed for individuals who appreciate life’s finer aspects and are seeking a refined financial solution.


Step By Step to Apply for the Platinum Advantage card

  1. Explore Bank of Ireland’s Website: Navigate to the official Bank of Ireland website and find the Platinum Advantage Card application portal.
  2. Review Eligibility Criteria: Verify that you meet the eligibility requirements, including credit score, age, and any other specified criteria.
  3. Gather Necessary Documents: Collect essential documents like proof of identity and income for a smooth application process.
  4. Initiate and Complete Application: Start the online application process, providing accurate personal and financial details. 
  5. Wait for Approval and Receive Your Card: Await the bank’s review and approval. Upon approval, receive your Platinum Advantage Card and follow the provided instructions to activate it, unlocking exclusive benefits.

Positives and Negatives of the Card


  1. Exclusive Privileges: Delight in a spectrum of exclusive benefits, encompassing perks, personalized lifestyle services, and premium features that elevate your overall banking experience.
  2. Enhanced Security Measures: Reap the rewards of advanced security measures, ensuring your financial transactions are shielded with the utmost safety and protection.
  3. Personalized Services: Experience tailor-made services catering to your unique needs, transforming each card interaction into a personalized and gratifying experience.


  1. Eligibility Criteria: Meeting the eligibility criteria, including a commendable credit history and stable income, may present challenges for certain applicants.

How to unlock the Platinum Advantage card?

Upon receiving your Platinum Advantage Card from Bank of Ireland, follow a straightforward process to unlock its potential. Begin by carefully reviewing any accompanying documents or instructions that come with the card, including terms and conditions and activation details.

Activate the card online by visiting the official Bank of Ireland website or using the provided activation link. Enter the required card details and follow the prompts to complete the activation process. If necessary, create an online account for efficient card management. If you encounter any challenges during the process, reach out to Bank of Ireland’s customer service for prompt assistance. Once activated, your Platinum Advantage Card is ready to unlock exclusive benefits and elevate your banking experience.

Fees and tariffs

  • Annual Fees: The Platinum Advantage Card has a fixed amount charged yearly of 76.18, plus €30 of the Government Stamp Duty.
  • Late Payment fee: €7.50
  • Overlimit fee: €7.50
  • Typical APR: 19.60%

Customer Service

For assistance with the Platinum Advantage Card from Bank of Ireland, access the official customer service hotline.