The World Elite Mastercard represents the highest tier of Mastercard benefits, surpassing the Standard and World levels. This card is designed to offer exclusive services and perks, focusing on enhancing travel and lifestyle experiences for cardholders. Key features include zero fraud liability and global emergency assistance through Mastercard Global Service. Additional benefits specific to the World Elite level encompass enhanced concierge services for assistance with tickets and reservations, and exclusive offers with partners. Notably, benefits may vary depending on the issuing financial institution, and it’s important to check with them for the complete terms and conditions of the offered services​​.


Benefits of the World Elite Mastercard Card

The World Elite Mastercard offers a range of benefits designed to enhance the cardholder’s experience in various aspects, including travel, security, and lifestyle conveniences. These benefits are tailored to provide both practical and exclusive advantages, making it a comprehensive choice for those seeking more than just a credit facility.


Zero Fraud Liability

Cardholders are protected by the zero fraud liability policy, ensuring they are not held responsible for unauthorized transactions on their card. This feature provides peace of mind and security, safeguarding users from potential financial losses due to fraud.

Mastercard Global Service

This worldwide hotline offers emergency assistance anywhere and anytime, a crucial feature for travelers. Whether it’s reporting a lost card or needing an emergency replacement, the service ensures cardholders have support in urgent situations, enhancing their travel experience with added security.

Airport Lounge Access

Some variants of the World Elite Mastercard offer cardholders access to airport lounges around the world. This benefit provides a comfortable and relaxed environment for travelers to unwind before their flights. Lounge access often includes amenities like complimentary refreshments, Wi-Fi, and comfortable seating, making it an appealing feature for those who travel frequently.


Concierge Service

The concierge service assists with various tasks such as ticket bookings and dinner reservations. This personalized service adds a touch of luxury and convenience, making it easier for cardholders to plan and enjoy their leisure activities without the hassle.

Exclusive Partner Offers

Cardholders enjoy special offers and benefits with partners. These offers range from discounts on movie tickets to credits for rideshare services, providing both entertainment and practical benefits, and enhancing the overall value of the card.

Each of these benefits contributes to a comprehensive cardholder experience, catering to both everyday needs and exclusive conveniences.

Note: The type and issuer of your card may affect your perks. For the full terms and conditions of benefit coverage, consult your card issuer, or contact Mastercard at 1-800-55-7378 for assistance. There are some terms, limitations, and exclusions.

Prerequisites to obtain the World Elite Mastercard Card

Applicants must fulfill several requirements in order to apply for an Irish World Mastercard credit card. Please be advised that precise requirements may differ based on the card issuer:

  1. The candidate has to be at least 18 years old.
  2. To be approved, you must have a decent credit score.
  3. Applicants must submit documentation attesting to a steady source of income.
  4. A valid form of identification is needed.
  5. Requests may be made from issuers of the World Elite Mastercard for details on employment and a general financial background.

About Mastercard Card Financial Institution

Mastercard is a globally recognized technology company in the payments industry. It operates as a processor of payment transactions, connecting consumers, financial institutions, merchants, governments, and businesses in more than 210 countries and territories. Mastercard’s products and services make everyday commerce activities – such as shopping, traveling, running a business, and managing finances – easier, more secure, and more efficient for everyone.

About World Elite Mastercard Card Issuers in Ireland

Based on the information from the Mastercard official website support page, the issuers of the World Elite Mastercard in Ireland include:

  1. An Post Money: An Post Money is the financial services division of An Post, the state-owned provider of postal services in Ireland. They offer a range of financial products including credit cards.
  2. Avant Money: Avant Money provides credit cards, personal loans, and mortgages in Ireland.
  3. Bank of Ireland: One of the largest banks in Ireland, Bank of Ireland offers a wide range of financial products, including credit cards.
  4. EBS: EBS d.a.c. (EBS) is known for providing mortgage, savings, and other personal finance products in Ireland.
  5. Fire: Fire provides digital accounts and debit cards to businesses and personal customers, enabling them to manage payments with ease.
  6. N26: N26 is a digital bank that offers mobile banking solutions, including debit and credit cards, to customers across Europe, including Ireland.

Each of these institutions has its own terms and conditions for the World Elite Mastercard, and the specific benefits and features can vary. For the most accurate and up-to-date information, it’s best to contact these banks directly or visit their respective websites.

Who is this Card for?

The World Elite Mastercard is targeted towards a customer profile that values premium services and benefits, especially in the realms of travel and lifestyle. This card is typically suited for individuals with a higher income bracket who travel frequently and seek luxury experiences, as well as those who appreciate enhanced security and convenience in their financial transactions.


Step by Step to Apply for the Card

To apply for a World Elite Mastercard in Ireland, you typically need to follow these steps:

  1. Choose a card issuer from the list of banks offering the World Elite Mastercard in Ireland, such as An Post Money, Avant Money, Bank of Ireland, EBS, Fire or N26.
  2. Visit the chosen bank’s website or contact them directly for specific application details and requirements.
  3. Complete the application form, which may be available online on the bank’s website.
  4. Provide necessary personal and financial information as requested by the bank.
  5. Submit the application and wait for approval from the bank.

The approval process and specific requirements may vary between banks. For more detailed information and to apply, you can visit the official Mastercard Ireland website.

Additionally, most banks offer mobile apps for easier management of accounts and applications. These apps are usually available for download on both Android and iOS platforms via their respective app stores.

Positives and Negatives of the Card


  1. Comprehensive Benefits: The card includes benefits like zero fraud liability and emergency assistance through Mastercard Global Service, enhancing security for users​​.
  2. Travel Perks: Cardholders enjoy travel-related advantages such as access to airport lounges, concierge services, and various discounts and memberships, making it ideal for frequent travelers​​.
  3. Exclusive Merchant Offers: Benefits with partners offer practical and entertainment value​​.


  1. High Annual Fee: Compared to other cards, the World Elite Mastercard may have a higher annual fee, which might not be justifiable for all users, especially if they don’t frequently use the travel benefits​​.
  2. Specific User Profile: The card is mainly beneficial for high-income individuals who travel frequently, and may not offer as much value to those with different lifestyles or spending habits.

How to Activate the Card?

The general process for activating a World Elite Mastercard typically involves the following steps:

  1. Receive Your Card: After your application is approved, you will receive your World Elite Mastercard via mail.
  2. Locate Activation Instructions: These are usually included with your card. Instructions often involve either calling a specific phone number or visiting a designated website for activation.
  3. Call or Visit the Website: If you choose to call, the phone number will be provided in the instructions. For website activation, you’ll be directed to an activation page where you can enter your card details.
  4. Enter Card Details: Whether online or over the phone, you will be asked to provide details from your card, such as the card number, security code, and possibly other personal information for verification.
  5. Confirmation: After entering the necessary details, you will receive confirmation that your card has been activated and is ready for use.
  6. Set Up Online Account (Optional): Many banks also encourage you to set up an online banking account to manage your card, view statements, and pay bills.

It’s important to note that the specific steps can vary slightly depending on the bank issuing the card. Therefore, it’s recommended to follow the instructions provided with your card closely. If you encounter any issues or have questions, contacting the bank’s customer service is usually the best course of action.

Fees and Tariffs

As the specific fees and tariffs for the World Elite Mastercard can vary depending on the issuing bank in Ireland, a general overview of the common costs associated with this type of card is provided below:

  1. Annual Fee: The World Elite Mastercard often comes with an annual fee. This fee can be significant, reflecting the premium nature of the card and its benefits. The exact amount varies by issuer.
  2. Foreign Transaction Fees: These cards may or may not charge foreign transaction fees. If they do, the fee is typically a percentage of the transaction amount in a foreign currency.
  3. Cash Advance Fees: Using the card for cash advances usually incurs a fee, often a percentage of the advance amount.
  4. Late Payment Fees: Late payments can result in additional charges.
  5. Interest Rates: The World Elite Mastercard will have an Annual Percentage Rate (APR) for purchases and cash advances. The rate depends on the cardholder’s creditworthiness and the bank’s policies.
  6. Balance Transfer Fees: If the card allows balance transfers, there may be a fee for this service.

It’s important for potential cardholders to review the specific fee structure and terms provided by the issuing bank in Ireland. This information is typically available on the bank’s website or through direct contact with their customer service.

Customer Service

For assistance with the World Elite Mastercard in Ireland, you can contact Mastercard directly through their helpline at 1-800-55-7378. Additionally, the benefits and terms of the card may vary depending on the issuing bank, so it is advisable to refer to your specific card issuer for detailed information about your card’s benefits, terms, and conditions.