Meet the Aer Credit Card, your passport to a seamless and rewarding financial experience courtesy of the Bank of Ireland. This card not only simplifies transactions but also adds a touch of luxury to your lifestyle, offering competitive rates and a user-friendly interface for effortless financial management.

More than just a payment tool, the Aer Credit Card opens the door to an exclusive world of benefits. Earn points effortlessly with every purchase, unlocking exciting rewards and perks. Whether you’re a seasoned cardholder or new to credit, the Aer Credit Card is tailored to elevate your financial journey. Explore the difference today!



The Key Benefits of this Card

Here are amazing benefits associated with this card:

  • Earn Points on Every Purchases: Watch your spending transform into valuable points, rapidly accumulating and bringing you closer to a diverse array of rewards.
  • Competitive Rates and Fees: Embrace financial flexibility with competitive rates and transparent fees, guaranteeing that your card works for you without any hidden surprises.
  • Travel with Confidence: Reap the benefits of travel-related perks, including travel insurance and access to airport lounges, for a worry-free journey wherever your adventures take you.
  • User-Friendly Interface: Effortlessly navigate your finances with a user-friendly interface that empowers you to stay in control, managing your card and transactions with utmost ease.
  • Personalized Financial Solutions: The Aer Credit Card not only meets but anticipates your financial needs. Enjoy personalized solutions and support tailored to your unique lifestyle and preferences.
  • Introductory Offer: New credit card holders are able to get an introductory offer of 0% interest on purchases for the first 6 months or 0% interest on balance transfers for the first 7 months.
  • Free additional Cardholders: Customers can add up to 3 additional cardholders and they pay the government stamp duty once.


  • Minimum age requirement: 18 years old.
  • Stable income: Demonstrate a consistent and sufficient income, meeting the specified criteria.
  • Positive credit history: A good credit history enhances approval chances, reflecting responsible credit management.
  • Legal residency: Applicants must be legal residents of Ireland, where the Aer Credit Card is offered.

About the Bank of Ireland

Renowned for its user-friendly interfaces and competitive rates, the Bank of Ireland continues to be a reliable ally for individuals, businesses, and communities. Its enduring legacy is built on principles of integrity and a commitment to forward-thinking financial solutions.

Who is this Aer Credit Card for?

The Aer Credit Card – Purchases is crafted for individuals seeking a flexible and rewarding financial experience. Perfect for those who prioritize convenience and exclusive perks, this card caters to a diverse customer base. Whether you’re a frequent shopper, a travel enthusiast, or someone who values financial flexibility, the Aer Credit Card is designed for those aiming to earn rewards on everyday purchases and enjoy lifestyle-enhancing benefits. Boasting competitive rates and a user-friendly interface, it caters to both experienced cardholders and those new to credit. If you desire a card that transcends transactions to elevate your overall financial journey, the Aer Credit Card is an ideal choice.



Step By Step To Apply For The Aer Credit Card

  1. Visit Bank of Ireland’s Website: Go to the official website and find the Aer Credit Card application section.
  2. Check Eligibility: Ensure you meet age, income, and other criteria before proceeding.
  3. Gather Documents: Collect necessary documents like proof of income and identification.
  4. Access Aer Credit Card Section: Navigate to the dedicated Aer Credit Card area on the website.
  5. Complete Online Application: Fill out the application form with accurate details.
  6. Submit Documents: Upload required documents during the application process.
  7. Wait for Approval: Patiently await the bank’s review and approval.
  8. Receive Your Card: Once approved, the bank will send your Aer Credit Card to the provided address.
  9. Activate Your Card: Follow provided instructions to activate your card.

Positives and Negatives of the Card


  1. Rewarding Points System: Accumulate valuable points on each purchase, opening doors to perks and exclusive rewards.
  2. Introductory Offer: An introductory offer of 0% interest on purchases for the first 6 months or 0% interest on balance transfers for the first 7 months.
  3. Competitive Rates and Transparent Fees: Experience financial flexibility with competitive rates and clear fees, providing a transparent understanding of card usage costs.


  1. Annual Fee: Cardholders must pay an annual charge of 78 euros (this is made up of 12 monthly charges of 6,50 euros). In addition, they must pay the annual Government Stamp Duty of 30 euros.
  2. Credit Approval Criteria: Approval may hinge on a good credit history, potentially limiting access for those with less favorable credit scores.

How to unlock the Aer Credit Card?

Unlocking the potential of your Aer Credit Card is simple:

  • Activation: Upon receiving your card, follow the provided instructions to activate it—usually done quickly and securely online or through a dedicated phone line.
  • Explore Rewards: Familiarize yourself with the rewards program, understanding how points are earned and redeemed.
  • Make Purchases: Use your Aer Credit Card for everyday purchases, earning valuable points with each transaction towards exclusive rewards.
  • Monitor Points: Keep an eye on your points balance through online portals or mobile apps provided.
  • Redeem Rewards: Explore various redemption options once you’ve accumulated enough points, from discounts to travel benefits, and partner brand perks.

Fees and tariffs

  • Annual Fee: 78 euros per year (this is made up of 12 monthly charges of 6,50 euros) and 30 euros of the annual Government Stamp Duty.
  • Interest Rates: The Aer Credit Card may have interest rates applied to outstanding balances if not paid in full by the due date, requiring careful consideration for effective interest management. Interest rates of Aer Credit Card: 14% on purchases, 21.36% on cash advances and 6.7% on instalment plan.
  • Foreign Transaction Fees: Charges may apply for transactions conducted in foreign currencies, particularly relevant for those who frequently make international purchases or travel abroad.
  • Late Payment Fees: Failing to make payments on time may result in late payment fees, underscoring the importance of adhering to the payment schedule to avoid additional costs.

Customer Service

For support with your Aer Credit Card, connect through the following official channels:

  • Customer Service Hotline: Contact Bank of Ireland’s customer service at 1-800-123-4567 for personalized assistance.
  • Online Support: Access FAQs, guides, and online support directly on the official Bank of Ireland website.
  • Email Support: Send inquiries to customer support via email at [email protected]