It’s easy and fun to buy things with the Citizens Bank Cash Back Plus World Mastercard. You can get a nice flat 1.8% cash back on all your purchases. To give you an idea, the standard rate that most credit cards offer is 1.5%. There are, however, other cards with more appealing flat-rate perks.

You can use the Citizens Bank Cash Back Plus World Mastercard to shop both in the United States and other countries. Take advantage of the card’s ease of use, versatility, and perks. Send in your application today to start getting the benefits right away!



Citizens Cash Back Plus World Mastercard

Enjoy the incredible benefits of the Citizens Bank Cash Back Plus World Mastercard Rewards program! With this card, every eligible purchase gets you 1.8% cashback with no earning caps, so you can get an amazing return on your everyday spending.

Also, you can enjoy an introductory offer of 0% APR on balance transfers for the first 15 billing cycles, after this period, you will get a 21.24% to 29.24 APR. And guess what? There’s no foreign transaction fee to fret about!

This card comes with a $0 annual fee, making it even more appealing. Earn a fantastic 1.8% cashback on all your purchases, no matter where or when you shop. Plus, there’s no need to keep track of rotating categories – your rewards are consistent and hassle-free.


Stay on top of your cashback rewards effortlessly by logging onto Citizens Credit Card Online.

Benefits of Citizens Cash Back Plus World Mastercard

1. Extended Warranty Protection

On qualified purchases made using the card, you’ll have peace of mind thanks to an extended warranty that doubles the original manufacturer’s or shop warranty. Your purchases are further protected by this coverage, which lasts up to two years.

2. Protection Against Trip Cancellation and Interruption

With trip cancellation and interruption coverage, you can rest easy knowing that eligible expenses will be reimbursed in the event that your vacation is cut short or canceled due to a covered reason. You can rest easy about your trip preparations and your finances thanks to this great perk.

3. MasterRental Insurance

Rent a car with peace of mind using this card because it comes with rental car insurance that protects you in the event of an accident, theft, or damage. Having this coverage will provide you extra peace of mind and security when you rent a car.

4. Introductory balance transfer offer

Take advantage of an introductory 0% interest rate on balance transfers for the first 15 billing cycles. After the introductory period, a variable APR ranging from 21.24% to 29.24%, depending on your creditworthiness, applies. This offer provides an opportunity to save on interest charges and manage your balances effectively.

The Citizens Bank Cash Back Plus World Mastercard is perfect for anyone looking for straightforward rewards: earn 1.8% cash back on all purchases.

Citizens Cash Back Plus World Mastercard Cons

Possible interest rates that are way too high after the initial period

Keep in mind that the interest rate might be pretty high after the introductory period ends. You will get no interest rates on a balance transfer at first, but you should be aware that later on, based on your credit score, you may have to pay an APR that changes and can be anywhere from 21.24% to 29.24%.

What you need to do to get restricted redemption

You should know that the rules for redeeming your cashback benefits may be very strict. Before you apply for a credit card, read the fine print to make sure that the points program fits with how you live and how much money you spend.

Offer to welcome you without cash back

Even though you signed up for this card, you might not be able to get a cash back welcome bonus. Some credit cards offer welcome bonuses when you first sign up, but this one may be more interested in the ongoing benefits and perks it gives than the bonus itself.

Eligibility for the Citizens Cash Back Plus World Mastercard

To qualify for this credit card, you must meet the following criteria:

Age Requirement

You must be at least 18 years old to apply.

U.S. Address

You need to have a physical address within the United States. Also, you need to prove that you are a legally resident of the country.

Proof of income

You must have enough income to afford the monthly credit card payments.


How to Apply Citizens Cash Back Plus World Mastercard

To apply, you will need to follow these steps:

  • Visit Citizens Bank website
  • Go to the Citizens Cash Back Plus World Mastercard page
  • Press the button “Apply now”
  • Fill out the form with your personal information like age, your social security number, address and income
  • Review the information given to a more accurate application
  • Submit your application
  • Wait the message of approval in your email

Rates and Fees

  • Penalty APR: None
  • Balance Transfer Fee: The fee for balance transfers is either $10 or 5% of the amount each transfer, whichever is greater
  • Annual Fee: $0
  • Cash Advance Fee: either $10 or up to 3% of the amount of each advance, whichever is greater
  • For Cash Equivalent Transactions (CT): either $10 or 5% of the amount of each advance, whichever is greater.
  • APR: The Annual Percentage Rate varies based on your creditworthiness, ranging from 21.24% to 29.24%.
  • APR for cash advances: 30.24%
  • Foreign Transaction Fees: None

Customer Service of Citizens Bank

To open a new credit card, speak to a sales representative at 866-999-0129.

For further assistance or inquiries, you can make contact with the Citizens Bank Customer Service team at 800-684-2222. They’re available Monday to Friday from 7:00 am to 10:00 pm EST, and on Saturday to Sunday from 9:00 am to 6:00 pm EST.

For talk with a Credit Card sales representative to get a new card, you have to contact 866-999–0129