How to apply for your Regions Bank Prestige Visa Signature Credit Card
Enjoy extraordinary rewards with the Regions Bank Prestige Visa Signature Credit Card! Every swipe brings you closer to exclusive rewards. Enjoy dining and entertainment, and earn 3% points. Fill up your tank or stock up your pantry and get 2% points on gas and groceries. For everything else, there’s still something special – you can earn 1% points on all other eligible spending.
But that’s not all – this card isn’t just about rewards. It’s your ticket to financial flexibility. Need to transfer a balance? No problem. Enjoy a promotional APR on purchases and balance transfers for the first 60 days after opening your account.
Regions Bank Prestige Visa Signature Credit Card
Earning rewards has never been easier. With the Prestige Visa Signature Credit Card, you’ll get a solid 1% points on every single purchase, no categories to fuss over. But wait, there’s more! Score big with a $200 bonus when you spend just $1,000 in the first 90 days after opening your account. Even if you don’t hit the $1,000 mark, you’ll still pocket a cool $100 bonus with just $500 in spending.
Enjoy a blissful 12-month introductory APR of zero percent. And guess what? No annual fees or foreign transaction fees to worry about either.
Also, if you register for Rewards Multiplier, you can earn up to an extra 1% points on every purchase, based on your checking or deposit account average balance. It means that you can earn 4% points on dining and entertainment purchases, 3% on gas and groceries, and 2% on all other purchases.
Benefits of Regions Bank Prestige Visa Signature Credit Card
One of the best ways to save money and enjoy a variety of rewards is with the Prestige Visa Signature Credit Card from Regions Bank. Those who are wise with their credit know that this is the best option:
Special offer: 0% APR on purchases and balance transfers
Take advantage of their introductory 12-month 0% APR balance transfer offer. In the first few months of use, you can pay less in interest by transferring balances from other cards.
No interest on first orders
Enjoy 12 months of worry-free shopping with no annual percentage rate (APR) on all new purchases. This allows you more leeway in your budget. Once the promotional period ends, a variable purchase APR of 18.24% to 28.24% will be in effect, based on your creditworthiness.
Visa benefits
You can enjoy a lot of benefits provided by Visa, like auto rental collision damage waiver, concierge services, extended warranty coverage, and travel accident insurance are just a few of the benefits that can be yours as a cardholder.
Absence of foreign transaction fees
Enjoy worry-free international travel with the Regions Prestige Visa Signature Credit Card. Enjoy the peace of mind that comes with no foreign transaction fees.
Reporting to multiple credit bureaus
Build and improve your credit history as the Regions Prestige Visa Signature Credit Card reports to multiple credit bureaus. It ensures your credit activity is accurately reflected across various agencies.
The Prestige Visa Signature Credit Card from Regions Bank is for those who want top-tier perks, exclusive benefits, and great rewards. Enjoy simplicity, security, and more.
Prestige Visa Signature Credit Card Cons
- Redemption options are restricted to travel through the Regions loyalty program. Limiting flexibility for those who prefer different reward options.
- The value of points for most redemptions may not be as lucrative as expected, potentially leading to dissatisfaction with the rewards program.
- To redeem for travel rewards, cardholders may need to accumulate a large number of points. Which could be challenging for those with lower spending habits.
Why is Regions Bank Famous?
Regions Bank stands tall as the 25th largest bank in the nation, boasting an impressive asset value of $159.7 billion. With over 1,300 branch locations scattered across the South, Midwest, and Texas, it’s a financial powerhouse serving communities far and wide. From basic checking and savings accounts to specialized offerings like CDs, prepaid cards, and credit cards, Regions Bank has you covered. Need a mortgage or an auto loan? They’ve got that too. Plus, with options for personal loans, student loans, and corporate banking, there’s something for everyone.
How To Apply For Regions Bank Prestige Visa Signature Credit Card
Regions Bank has a one-of-a-kind application process. See the step by step below:
- Visit the Prestige Visit Signature Credit Card page.
- Press the button “apply now”.
- Fill out the form with the information needed.
- Login into your account.
If that isn’t the case, you can start the application process by visiting a branch - Be sure to have all of your necessary information on hand before you apply, such as your Social Security number, address and proof of income (if necessary)
What are the fees for Regions Bank Prestige Visa Signature Credit Card?
- No foreign transactions fees
- No annual fee
- Cash advances: either $10 or 4% of the amount of each cash advance, whichever is greater
- Late payment fees: up to $39
- Balance transfer fees: either $10 or 4% of the amount of each transfer, whichever is greater
- APR for purchases and balance transfers: 18.24% to 28.24%, based on your creditworthiness.
- Minimum interest charge: no less than $1.50
How to Unlock Regions Bank Prestige Visa Signature Credit Card
Unlocking Regions Visa Debit Card is a breeze with multiple convenient options:
- Phone Activation: Dial 1-800-295-8472 and follow the automated prompts to activate your card hassle-free.
- Online Banking: Activate your card quickly and securely by logging in to your Regions Online Banking account.
- ATM Activation: Visit any ATM and follow the on-screen instructions to activate your card.
- Mobile App: Activate your card conveniently through the Regions Mobile App, ensuring seamless access to your funds on the go.
Regions Bank Customer Service
- Online Banking Support
- Regions Credit Card customer service: 1-800-472-2265
- Visa Debit Card Customer Service: 1-800-295-8472
