How to Apply for your Barclays Wyndham Rewards Earner Plus Card
The Wyndham Rewards Earner Plus Card is a credit card issued by Barclays Bank that is designed for frequent travelers who prefer to stay at Wyndham hotels. With this card, cardholders can earn Wyndham Rewards points on all purchases. Plus enjoy a variety of exclusive benefits and rewards.
Wyndham Rewards Earner Plus Card Features and Benefits
The Wyndham Rewards Earner Plus Card offers a range of travel-focused rewards and cardholder protections. Cardholders automatically receive Wyndham Rewards Platinum membership level, which elevates the travel experience with perks such as early check-in, car rental upgrades, and late check-out (where available).
While the card focuses heavily on point accumulation, it also provides essential security features like $0 Fraud Liability protection, ensuring you aren’t held responsible for unauthorized charges. Here are some of the standout benefits offered by this card:
- 0% Introductory APR: Enjoy a 0% introductory APR for the first 15 billing cycles on balance transfers made within 45 days of account opening (a balance transfer fee applies).
- Wyndham Timeshare Perk: A 0% promotional APR for 6 billing cycles on all Wyndham Timeshare purchases.
- No Foreign Transaction Fees: Save on international purchases, as this card does not charge extra fees when used abroad.
- Cardmember Booking Discount: Access a special “Cardmember Rate” when booking stays at participating Hotels by Wyndham.
- 10% Redemption Discount: Redeem 10% fewer points when booking “Go Free” award nights.
These features make the Wyndham Rewards Earner Plus Card a strategic choice for loyal Wyndham guests looking to reach free nights faster while enjoying elite status perks.
Reward systems
The Wyndham Rewards Earner Plus Card is built to accelerate your journey toward free stays. Cardholders benefit from high-earning categories, an annual loyalty bonus, and automatic Wyndham Rewards Platinum membership status.
The program is designed for flexibility, allowing you to redeem points for free nights at thousands of participating hotels, vacation club resorts, and even gift cards or online shopping. Here are the specific rewards you can expect:
- Welcome Bonus: Earn 45,000 bonus points—enough for up to 6 free nights—after spending $1,000 on purchases within the first 90 days of account opening.
- 6X Points: Earn 6 points for every $1 spent on eligible purchases made at Hotels by Wyndham and on qualifying gas purchases.
- 4X Points: Earn 4 points for every $1 spent on eligible dining and grocery store purchases (excluding Target and Walmart).
- 1X Points: Earn 1 point for every $1 spent on all other purchases, such as utility bills, office supplies, and auto repairs.
- 10% Redemption Discount: A unique perk of this card is the ability to redeem 10% fewer points when booking “Go Free” award nights at participating properties.
- Automatic PLATINUM Status: Enjoy elite benefits like early check-in, late check-out, and car rental upgrades.
- 7,500 Anniversary Bonus: Receive 7,500 bonus points every year after your account anniversary and payment of the $75 annual fee—enough for a free night at many properties.
- Unlimited Earning: There is no cap on the number of points you can earn, and your points won’t expire as long as your account remains active.
Requirements to apply and qualify for the Wyndham Rewards Earner Plus Card
To qualify for the Wyndham Rewards Earner Plus Card, applicants must meet certain credit score requirements. While there is no specific minimum credit score required to apply, Barclays generally looks for applicants with good credit scores.
Wyndham Rewards Earner Plus Card approval criteria and timelines may vary depending on individual circumstances. Once an application is submitted, applicants typically expect to receive a decision within a few days.
If an application is approved, the applicant will receive their card in the mail within a few weeks. If an application is denied, applicants may contact Barclays to inquire about the reasons for denial and explore possible reconsideration options.
Barclays
Barclays, a prominent British bank with a global presence spanning over 40 countries, offers a diverse array of financial services to individuals, businesses, and institutions. Renowned for its commitment to innovation and technology, Barclays provides services including personal banking, corporate banking, wealth management, investment banking, insurance, and credit cards.
Within the United States, Barclays US Consumer Bank, a division of Barclays, specializes in catering to American consumers by offering a wide range of banking and financial solutions.
These include savings and checking accounts, credit cards, personal loans, and online banking services. With operations across multiple states, Barclays US Consumer Bank is a preferred choice for individuals seeking reliable and comprehensive banking services in the US.
How to apply and unblock this credit card
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Visit the Official Site: Go to the Barclays US website and locate the Wyndham Rewards Earner Plus Card page.
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Complete the Online Application: Fill out the secure form with your personal details, including your Social Security Number and contact information.
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Provide Financial Information: You will need to disclose your annual income and employment status to help Barclays determine your creditworthiness.
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Enter Your Member Number: If you are already a Wyndham Rewards member, enter your account number to link your points. If not, Barclays will automatically create a new member account for you.
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Submit and Wait for a Decision: Most applicants receive a response within a few days, though some may receive an instant decision.
How to Activate (Unblock) Your Card
Once your card arrives in the mail, you must activate it before use. You can do this through the following methods:
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Online or Mobile App: Log in to your account via the Barclays US website or download the Barclays US App from the Apple App Store or Google Play Store. Follow the on-screen prompts to activate.
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By Phone: Call the dedicated activation line at 877-408-8866 from the primary phone number associated with your account.
Positive and negative
Evaluating the advantages and drawbacks of this card will help you determine if it aligns with your spending habits and travel goals.
Positive Points (Pros)
- Elite Status: Automatic Wyndham Rewards Platinum membership offers tangible perks like early check-in, late check-out, and car rental upgrades.
- High Earning Potential: Earn accelerated points (6x and 4x) on high-spend categories like gas, dining, and groceries.
- Redemption Discount: Cardholders get a 10% discount when redeeming points for “Go Free” award nights, making your points go further.
- Valuable Anniversary Bonus: The 7,500 annual bonus points practically offset the cost of the annual fee, as they are enough for a free night at many properties.
- Travel-Friendly: With no foreign transaction fees, it is a solid companion for international trips.
- $0 Fraud Liability: Comprehensive protection against unauthorized charges.
Negative Points (Cons)
- Annual Fee: The $75 fee is upfront, meaning the card must be used regularly at Wyndham properties or gas stations to justify the cost.
- High Interest Rates: With a variable APR that can reach 29.49%, carrying a monthly balance can become very expensive.
- Transaction Fees: While there are no foreign fees, there is a 5% fee (min. $5) for balance transfers and a 5% fee (min. $10) for cash advances.
- Target and Walmart Exclusion: Purchases at these major retailers only earn 1 point per $1, as they are excluded from the 4x grocery category.
Rates, interest rates, and fees.
Understanding the cost of credit is essential for managing your finances. The Wyndham Rewards Earner Plus Card has an annual fee of $75, which is balanced by the travel benefits and annual bonus points provided.
Interest Rates (APR)
- Purchases: A variable APR of 19.24% to 29.49%, based on your creditworthiness.
- Balance Transfers: 0% introductory APR for the first 15 billing cycles for transfers made within 45 days of account opening. After this period, the variable APR of 19.24% to 29.49% will apply.
- Wyndham Timeshare Purchases: 0% promotional APR for 6 billing cycles from the date of purchase.
- Cash Advances: A variable APR of 29.74%.
Fee Summary
- Annual Fee: $75.
- Foreign Transaction Fee: None ($0).
- Balance Transfer Fee: Either $5 or 5% of the amount of each transfer, whichever is greater.
- Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
- Minimum Interest Charge: If you are charged interest, the charge will be no less than $0.50.
- Late or Returned Payment: Up to $40.
The card offers additional flexibility with its introductory offer on balance transfers, making it a useful tool for managing existing debt. However, to maximize the card’s value, it is recommended to pay your balance in full each month to avoid the variable interest rates.
Customer service
You can contact and manage your account online by registering or logging in, or use the Barclays US app in the Apple App Store or Google Play Store. Or text the word MOBILE to 60956. For FAQs call: 877-523-0478.
About the author
I have a background in Law and Marketing, and I specialise in strategic content creation, branding, and social media. I'm passionate about finance and communication, and I enjoy making complex topics clear, practical, and accessible. I'm communicative, organized, and a big fan of fashion and smart shopping. In my spare time, I love nature, cooking, traveling, and consuming content that inspires me to keep learning and growing.
