How to Apply for your American Express Gold Card

American Express has been known for offering high-end products to its customers. Their Premium cards (including the American Express Gold Card) are recognized for being accepted anywhere in the world, for being exclusive cards, for the benefits enjoyed by their users, and for the comfort and enjoyment of those who have these cards in their possession.

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It could be said that those who have these cards in their hands hold the key to the door of a world of opportunities. Unlike other credit cards that are used to acquire goods and services, AMEX cards are also used to enjoy comfort and peace of mind.

With more than 170 years of experience in the market, American Express has established itself as a giant in the credit world, with the solidity and stability that any user can look for. Offering its Black, Platinum, and Gold cards for Premium customers who want to enjoy the exquisite pleasures of life with AMEX.

American Express Gold Card

The American Express Gold Card is the answer to the search of users looking for great benefits such as an excellent rewards plan for groceries or food purchases, and welcome bonuses. It can be considered as one of the best cards offering travel rewards.

Benefits of the American Express Gold Card

Membership Rewards

This is the American Express rewards program where the customer receives points for every dollar spent with the American Express Gold Card, which will be deducted from the rewards account when redeemed for airline tickets, hotel rooms, gift cards, or purchases at different stores affiliated with the program.

Rewards points can also be transferred to AMEX travel loyalty partners, which include a large number of hotels and airlines, including Hilton, Marriott, Air Canada, Delta, British Airways, JetBlue, and others.

You can earn 4 points per $1 spent at restaurants worldwide (on up to $50K in purchases, after you get 1 point), as well as take-out and home deliveries. 4 points for $1 spent At U.S. supermarkets (on up to $25,000 in purchases per year, after you get 1 point) and 3 points for $1 in flight reservations directly with the airline or through American Express travel.

Contactless

The AMEX Gold Card is a contactless card, which means that it is the latest generation card and it is no longer necessary to swipe or have any contact with the card. Now you only need to look for the contactless indicator on the card and the contactless symbol at participating merchants and you will have already made your payment.

120 dining credits

Customers can earn up to $10 in monthly credit for purchases at Goldbelly, Milk Bar, The Cheesecake Factory, Shake Shack at select locations, Grubhub, and Wine.com. This benefit can mean up to $120 in dining credits.

Multiple built-in insurance protections

American Express Gold Card users have different insurances, underwritten by AMEX Assurance Company, and are subject to terms and conditions. The insurances offered are:

• Baggage insurance plan: which provides coverage to the user in case of loss or damage to baggage.
• Travel Delay Insurance: Coverage is provided by New Hampshire Insurance Company at no additional cost or fee to the cardholder.
• Car rental loss and damage insurance: the cardholder can count on the rental of a secondary car, the cardholder can decline the rental company’s offer of insurance.
• Extended Warranty: This adds a year of warranty to the warranty offered by the U.S. manufacturer on products purchased with the card.
• Purchase Protection: this will protect items purchased with the card for up to 90 days in case of damage, theft, or loss.

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Cash advances at ATMs

The cardholder has the possibility of making cash advances at different ATMs, for which AMEX will issue a personal identification number (PIN) that must be used to make the cash advance.

$120 Uber Cash Credit

A benefit enjoyed by the card user when adding the American Express Gold Card as a payment method on the cardholder’s Uber account, which can receive $10 monthly in Uber Cash as a reward for using Uber Eats or Uber rides in the U.S. territory.

No foreign transaction fees

The AMEX Gold cardholder can use the card outside U.S. borders without the worry of generating payments for each foreign transaction.

American Express Preferred Access and Experiences

The Express Preferred is a benefit that the card user can enjoy to get hard-to-get tickets for different events as well as easy access to them, and can also reserve premium seats in different sporting and cultural events.

On the other hand, American Express Experiences offers the facility to access exclusive ticket presales or exclusive events on Broadway or film festivals as well as other events.

Welcome Bonus

New users have the possibility of being eligible to receive a welcome bonus of up to 90,000 Membership Rewards points when spending $6,000 in eligible purchases within the first 6 months of membership with the card.

These are just a few benefits from an extensive list that make the American Express Gold Card an excellent option for those looking to enjoy exclusivity, convenience, and comfort. Although its annual fee of $325 seems high, the rewards and credits offered by the card make it an attractive choice.

If you are interested in this card and want to know more and apply for this card you need to press the green button, in this page, to go forward.

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Fees and conditions

The card carries an annual membership fee of $325. For cash advances, a fee of either $10 or 5% of the transaction amount applies, whichever is greater, while there are no foreign transaction fees. Penalty fees include up to $40 for both late payments and returned payments. The Annual Percentage Rate (APR) for Pay Over Time features ranges from 20.24% to 29.24%, determined by your creditworthiness and other factors at the time of account opening; this rate is variable and linked to the Prime Rate. Similarly, the APR for cash advances is 29.49%, also variable based on the Prime Rate.