Provided by Permanent TSB (PTSB), the ICE Visa Credit Card is an adaptable financial tool designed to make banking simple and effortless for users. This credit card is a great option for those seeking a stable and feature-rich payment method because it prioritises accessibility and flexibility and comes with a variety of benefits.



The ICE Visa Credit Card provides a wide range of advantages for a convenient and enhanced user experience.


Contactless payments

Enjoy the utmost in convenience with speedy, secure contactless payments that provide a seamless, efficient transaction experience. Whether you’re at a local company or traveling abroad, the ICE Visa Credit Card simplifies your payment experience by eliminating the need for in-person interaction and shortening transaction times.

Reward points

Utilize the rewards program offered by the ICE Visa Credit Card to augment your expenditures. Accumulate valuable reward points with every purchase you make, transforming ordinary transactions into opportunities to win exciting extras and enticing discounts. Simple point accumulation and a wide range of redemption options—from travel benefits to retail discounts and more—allow you to maximize the value of your card usage.

Online account management

Embrace the possibilities of digital banking with the feature-rich online account management interface of the ICE Visa Credit Card. Whether you’re lounging at home or on the go, get immediate access to your credit card account and real-time financial activity details. You can monitor your credit availability, check payments, and monitor your spending patterns with ease. This application gives you unparalleled control over your finances, ensuring transparency and informed decision-making.


Flexible repayment options

Modify your repayment schedule to fit your lifestyle and specific financial requirements. You can choose a payback plan that best suits your budgetary constraints with the ICE Visa Credit Card’s array of repayment options. Whether you would want to pay off your balance in full each month or opt for a structured repayment program, this flexibility lets you manage your finances in a way that best fits your needs and objectives.


In order to apply for the ICE Visa Credit Card, a person usually needs to fulfil the following requirements:

  • Typically, applicants must be at least eighteen years old;
  • To make sure applicants have the resources to handle a credit card, a minimum income may be required;
  • Getting approved for a credit card frequently requires having a clean credit history.

About Permanent TSB

Formerly known as Permanent TSB Group Holdings plc, this prestigious Irish bank has been serving its customers with banking services for almost 200 years. Having been established in 1819, the bank has a considerable market share in Ireland and a lengthy history. Reputed for its commitment to customer satisfaction, Permanent TSB offers a range of banking services and products, including mortgages, savings accounts, and credit cards. Go to the official website to apply for the ICE Visa Credit Card and for further details: Visa Credit Card for Ice.


Who is this card for?

A broad range of consumers benefit from the ICE Visa Credit Card, including:

Everyday Spenders

Ideal for those who want to earn points for frequent purchases or for the ease of using a credit card.

Tech-Savvy Users

The online account management option is appealing to people who would prefer to monitor and manage their accounts digitally.

Frequent Shoppers

Those who enjoy getting rewards for their purchases and who enjoy utilizing a variety of financing choices.

Step by Step to Apply for the ICE Visa Credit Card

The ICE Visa Credit Card application process is simple:

  • Use the above URL, or go to the official Permanent TSB website: ICE Visa Credit Card;
  • Go to the section dedicated to credit cards and choose the ICE Visa Credit Card;
  • Check that it satisfies your needs by carefully reading the features, benefits, and terms and conditions;
  • Initiate the application process by clicking the “Apply Now” or a comparable button;
  • Fill out the online application form with the necessary financial and personal details;
  • Send in the application to be evaluated;
  • Your ICE Visa Credit Card will be mailed to you after you are authorised.

Positives and Negatives


Contactless Convenience

The contactless payment feature of the card guarantees quick and secure transactions.

Reward Program

Users can earn reward points with every transaction, which they can then exchange for savings and other benefits.

Online Account Management

With access to an online portal, users may monitor transactions, handle payments, and maintain tabs on their credit card activity.

Flexible Repayment Options

Customers can choose a payback plan that best suits their budget thanks to the card’s numerous options.


Potential Interest Charges

Just like with any credit card, users may be charged interest on outstanding amounts, especially if the whole amount is not paid by the due date.

Annual Fees

Check for any applicable annual fees; consumers should be aware that credit cards may come with additional costs.

Limited Reward Redemption Options

Certain customers may have limitations on how they can spend their reward points.

How to Unlock the Card?

To unlock your ICE Visa Credit Card after you receive it, take these steps:

  • You can verify the activation instructions in the included paperwork or give the card’s specified activation number a call;
  • Talk to a customer support agent or adhere to the automated instructions;
  • Personal information could be required for verification;
  • After activation, you can use your card.

Fees and Tariffs

Understanding the costs associated with the ICE Visa Credit Card is crucial:

  • Interest rates: 0% fixed;
  • Competitive purchase rates: 16.50% variable;
  • Annual percentage rate (APR): 22.53% variable.

For precise details, refer to the terms and conditions provided during the application process or on the official Permanent TSB website

Customer Service

For assistance with your ICE Visa Credit Card, you can reach out through various channels:

Always refer to the official Permanent TSB website for the latest information and specific contact channels for customer support.