How to Apply for your American Express Platinum Credit Card
Within the credit card market, there is a wide range of offers, and different cards, each one designed for a different public. You can find from cards for students to cards for more exclusive customers. The American Express Platinum Credit Card is a card recognized for being aimed at this type of customer.
For this reason, not all users have access to this type of card, but only those who have an excellent credit history and those who have it will be able to access some benefits. The Platinum Card can be recognized as a Premium card.
American Express Platinum Credit Card
Among the Premium cards, others are much more premium than others, among them the Platinum Card from American Express, with an annual fee of $695 is classified as one of the highest in the United States. However those who are users of this card have a wide portfolio of benefits and wellness.
This card offers a higher level lifestyle, with this card it is not about saving money but getting higher benefits for its use. It can be defined as a luxury card and luxury is not cheap. For a high price, this card offers up to 5 times more benefits for high-end lifestyles.
American Express Platinum Credit Card Benefits
Membership Rewards
With Membership Rewards, you can earn 5 times more points on flights booked directly with the airline or through American Express Travel.
Up to $240 credit on digital entertainment
When shopping with a Platinum Card. You can receive up to $20 in statement credits when purchasing packages on Disney+, Hulu, Peacock, ESPN+, The Wall Street Journal, and The New York Times, plus exclusive access to special benefits. However, you must be a subscriber.
$200 Hotel Credit
The customer of this card will be able to enjoy more than 2200 hotels of the highest standards, any of which can be chosen when traveling. You can save up to $200 in credits when making prepaid reservations at Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel (requires a minimum stay of two nights).
Plus, at check-in, you can upgrade your room if available as a complimentary benefit (Certain room categories are not eligible for an upgrade). You will also enjoy a $100 experience credit that can be used by the guest for spa treatments, or dining.
The Global Lounge Collection
Since 03/2023 the users of this card have access to the American Express Global Lounge Collection, a benefit that gives them access to more than 1400 VIP lounges in different airports in about 140 countries.
It should be noted that Platinum Card customers have more airport lounge options than any other credit card. Among the lounges included in the Global Lounge collection are: Centurion Network, Lufthansa Lounge, Delta Sky Club, Plaza Premium Lounge, and Priority Pass Select. Certain conditions apply.
$155 Walmart+ Credit
By using the Platinum Card to pay for the monthly Walmart+ membership, your users can receive up to $12.95 monthly statement credit.
$200 airfare credit
American Express Platinum Card users can enjoy credit for up to $200 toward the payment of tickets purchased on American Express qualified airlines (Qualifying airlines are subject to change.)
$200 cash back annually on Uber and Uber Eats
Customers of this prestigious card will be able to avail of $15 in Uber Cash, as well as enjoy a $20 bonus in December on travel or food orders. This benefit applies only in the U.S. territory.
In addition to all these benefits you will also be able to enjoy:
- Credit of up to $100 annually on purchases made at Saks Fifth Avenue or saks.com, this credit is divided into $50 from January to June and $50 from July to December.
- Credit of up to $300 annually when you purchase a digital subscription to Equinox+ with live or on-demand classes.
- Global access to reserve exclusive tables and events at Resy Restaurants.
- Coverage of the CLEAR Plus membership, offering $189 in statement credits per calendar year, allowing Platinum Card American Express customers to get through security faster at select airports nationwide.
Platinum Card from American Express payment methods
Customers of this card have the possibility of having greater control over their credit cards since American Express offers different ways to make credit card payments. Within the plans offered, customers can make their payment in the following ways:
- They have the possibility of paying the entire bill each month.
- They also have the installment payment feature, with this feature you can maintain an interest-bearing balance on eligible purchases, meaning that all eligible charges made on your account will be automatically added to your Installment Payment balance.
- There is also an IT plan to select large purchases and split the payments into monthly installments at a fixed rate. With this plan, the user can create up to 10 active payment plans, each subject to a plan rate. So that the customer does not have the pressure of paying all at once, they can split purchases of $100 or more into equal monthly installments at a fixed rate.
Additional services
- Send and split: the user can spend with American Express and can also send with American Express, that is to say, he/she can pay other Venmo and PayPal users without any additional charge, and I could do it from the American Express App.
- American Express App: a totally friendly and easy-to-use app with which you can get restaurant recommendations, hotel reservations, travel itineraries, and more.
- Cell Phone Protection: the user can be reimbursed up to $800 for the repair or replacement of a damaged or stolen cell phone, with a limit of two claims in one year.
- Additional Platinum Cards: you can add a Platinum card or a complementary card and receive rewards for purchases made with the additional cards in the same way as with the cardholder’s cards.
The Platinum card from American Express is an exclusive card designed and intended for distinguished users with excellent credit history, which offers a wide list of benefits that offer its customers a more comfortable life. If you want to apply for yours, tap the green button in this article!
