The Blue Cash Preferred Card from American Express is designed for those who spend a lot on supermarkets, gas expenses, and streaming services. This card is the best fit for families who are looking for a card to make everyday purchases.
American Express Company, also known as Amex, is an American bank holding company. It is a multinational financial services corporation specializing in payment cards.
There is no annual fee for the first year, but the annual fee for the second year and onwards is $95.
Want to get a Blue Cash Preferred Card? Then tap the green button below and see how to apply for one!
This card offers a lot of benefits to those who use the card for family spending. Benefits can be categorized into different categories.
Cashback: Spending on supermarkets up to yearly $6,000, this card offers 6% cash back. On eligible streaming services, you will get 6% cash back on the subscription payment. Get 3% cash back on commuting services like taxis, rideshare, trains, and buses. 3% cash back on gas stations and 1% cash back on everything else.
Purchase return protection: It has purchase protection on eligible returns. This return protection includes the situation that if the seller does not receive the returns within 90 days, you can send it to American Express and they will give a maximum refund of $300 on each item excluding shipping and handling. Return protection will be up to a maximum of $1,000 per calendar year.
Buy now pay later: You can buy now and pay for it later on the Plan It payment option. If the purchasing amount is $100 or more, you can pay for it in monthly installments with a fixed fee.
Reward on favorite purchase: Cardholders can add favorite Amex offers to their card, and earn rewards on qualifying purchases.
Cashback on Disney subscription: You can earn a monthly $7 cashback on spending $9.99 per month on the eligible Disney Bundle including DisneyPlus.com, Hulu.com, or Plus.espn.com in the U.S.
Annual statement credit: By paying for an auto-renewing subscription on Equinox+ at equinoxplus.com with this card, you will get a $10 monthly statement credit.
Rental damage insurance: If you have a Blue Cash Preferred Card, You will be covered under rental car damage insurance.
24/7 global assistance: Emergency global hotline assistance is available. If you travel more than 100 miles from home you will be covered under this.
Split payment: On a group dinner, your American Express payment can be split with any other Venmo or PayPal user. You can use this feature directly from the Amex App.
No annual fee: This card comes with a $0 annual fee for the first year. You do not have to pay for the first year. The second year and onwards is $95.
Description of the bank
American Express spread across the country, establishing affiliations with other express companies. Over the years, Amex also achieved global operations, as a card administrator in several countries.
Still within its historical context, American Express introduced financial and travel services at the beginning of the 20th century. It developed its first paper card in 1958.
In its vision, the company seeks to find new ways to enrich and make its customers' lives easier, while also providing our special brand of service, in ways big and small. From freight forwarding to travel, including cards and innovative digital products and services, its commitment is to loyalty.
Amex has 133.3 million cards worldwide. Currently, Amex cards are categorized into Green, Gold, Platinum, and Black with the highest rating and priority level.
Why choose the Blue Cash Preferred Card?
The Blue Cash Preferred Card is one of the top credit cards that has industry-leading cash-back offers at the U.S. supermarket. This card is one of the best cash-back credit cards that offer continuous high-earning cash-back on daily essentials like groceries, gas, transportation, and streaming subscriptions. As those are the daily spendings, you can earn rewards every day.
It has a welcome offer and APR for new purchases and balance transfers during the introductory period. Besides all the offers, it comes with purchase protection and return protection.
This will be the best choice for household spending. It stays above many other cash-back cards in terms of rewards and offerings.
