First Citizens Bank Rewards

Since their creation, credit cards have become a major financial instrument for their users. The main characteristic of credit cards is that they allow their users to have access to goods and services payable in installments with an interest rate agreed between the institution that finances them and the user.

First Citizens Bank Rewards Card Benefits

The First Citizens Rewards Credit Card, we are concerned with in this post, is a card with no annual fee, providing more freedom and flexibility on your everyday purchases. In the rewards system, you can get 3 points for gas, 2 points for groceries, drugstores and streaming services, and 1 point per $1 on all other eligible purchases.

You also can enjoy an introductory offer of 0% Annual Percentage Rate (APR) for the first 12 months on balance transfers. After this period, an APR of 17.24% to 26.24% will be applied, based on your creditworthiness.

The First Citizens Bank gives flexibility to your customers to redeem the rewards points, cardholders can redeem their points for cash back, gift cards and merchandise. In addition, you can get a reimbursement for travel booked on your own terms or a recent purchase with their Pay Me Back.

Another good benefit of the First Citizens Bank Rewards Card is the possibility to make contactless payments, a more safe and quick form of payment.

About First-Citizens Bank

First-Citizens Bank, born in 1898, had its origins in a rural state and was intended to offer services to farmers in Johnston County, North Carolina. Currently headquartered in Raleigh, North Carolina, it offers its services in more than 500 branches in 23 states.

It is considered one of the largest, most significant banks in the United States. It was originally known as the Bank of Smithfield. At the helm of this giant has been the Holding family, currently, its president and CEO is Frank B. Holding Jr.

Products Offered

The portfolio of products offered by First Citizens Bank is broad and varied. Each one of them is designed to meet the needs of personal customers, small businesses, and businesses, among which the following stand out:

• Checking Accounts.
• Savings accounts.
• Debit Cards.
• Home Improvement Loans.
• Self-Directed Investment Services.
• Mortgage Lending.
• Insights Program offers Financial Education to its clientele.

Credit Cards

Of course, Credit Cards cannot be missing from this list, which provide the standard benefits that all banks offer, but also involve very varied options that seek to meet the diverse financial needs of its customers.

Among these benefits it should be noted that some of these cards are without annual fees, access to an incredible rewards system, digital instruments, flexible payments, and the best rates in the market, the customer can make balance transfers and enjoy the card management system offering greater security.

Why should you apply for the First Citizens Bank Rewards Card?

This card is a good option for people who want to earn higher rewards on their everyday spending. Also, they can enjoy the flexibility of First Citizens Bank to redeem their rewards for cash back, gift cards, merchandise, reimbursement for travel or purchase with Pay me Back.

This card can be a good option for people who want to enjoy a period with an absence of APR on balance transfers, the First Citizens Bank Rewards offers 0% APR for the first 12 months.

With this card you will maximize your everyday spending experience, earning points in significant categories like gas and groceries. Furthermore, First Citizens Bank is a well-known financial institution in the United States, with a respected history, dated back to 1898.

If you are interested in learning more about this card, we invite you to press the green button to learn more about this card and start your application.