How to Apply for your Aer Lingus Visa Signature card
The Aer Lingus Visa Signature card, provided by Chase Bank, stands out as a premier credit card offering an array of travel rewards and benefits. Its key feature is the highly esteemed Avio currency, granting users access to a wealth of rewards.
Additionally, it provides the flexibility to redeem earned Avios points across Aer Lingus, Iberia, British Airways, and LEVEL, enhancing travel opportunities for cardholders.
- Welcome bonus: On spending $5,000 on purchases, you can earn 75,000 Avios. The $5000 worth of purchases must be made within the first 3 months.
- Earn avios on spending: You can earn 3 Avios on spending per $1 on Aer Lingus, British Airways, and Iberia flight purchases and 2 Avios for every $1 spent on hotel accommodations. For all other purchases, earn 1 Avios for each dollar spent.
- Get a ticket: On purchases of $30,000 in a year using the Aer Lingus Visa Signature Card, you will get an economy companion ticket for 12 months.
- Priority boarding: You or any authorized users on your account will receive priority boarding on Aer Lingus flights. But it has to depart from and return to the US from Ireland. This offer is conditional on availability.
- Baggage insurance: If you face baggage delay over 6 hours, you will be compensated up to $100 a day for 3 days on purchasing essentials like toiletries and clothing. This card also protects you or a family member from lost or damaged baggage by the carrier. This benefit covers you up to $3,000.
- Purchase protection: You can claim damage or theft up to $500 on your purchases for 120 days and $50,000 per account. On eligible warranties of a maximum of three years, you can also extend the manufacturer’s warranty period in the U.S. by an additional year.
- Complementary dashpass membership: You will get a complimentary DashPass membership for a year, for both DoorDash and Caviar. This provides unlimited free deliveries and lower service fees on eligible orders.
- Pay over time: My Chase Plan lets you pay in installments without interest on eligible purchases of $100 or more. The installment period will be between 3 to 24 months based on the amount, creditworthiness, and account history.
Prerequisites
You can have this card if you are 21 old and have an income to pay your bills. You have to give authority to the bank to obtain credit bureau reports, employment status, and income.
About bank
JPMorgan Chase & Co. boasts assets totaling $2.6 trillion and a presence around the world. With a legacy that spans two centuries, they are pioneers in investment banking, consumer and small business financial services, commercial banking, financial transaction processing and asset management.
Who is the Aer Lingus Visa Signature card for?
This card mainly designs with the travel benefits. The Aer Lingus Visa Signature card is for you if you have a good credit score and travel. You can earn Avios on the card and to use them you can visit AerLingus.com or call Avios Group at 1-855-585-8264 on Monday to Friday, from 9:00 a.m. to 6:00 p.m.
Besides Avios reward, this card has an economy companion ticket, priority boarding for you or your authorized user, baggage insurance, and purchase protection.
You will get a complimentary Dashpass membership and can pay in installments without any interest for eligible purchases of $100 or more.
So, any traveler who frequently travels to Europe can have complete travel benefits by having this card. Starting from getting an economy companion ticket to baggage insurance, this card will smoothen your travel experiences.
Step by step to apply for the card
The application process is very simple. You can apply for this card from their website.
You can apply as a guest or if you already have an account, you can choose to apply faster.
You have to submit the necessary information including name, address, Tax ID, employment status, and annual income. Adding all that information and agreeing to the terms and conditions you can apply for the card.
You can download the mobile app from the Play Store or Apple Store to get mobile banking services.
Positives and negatives of the card
This card is a complete bundle full of travel benefits. The main benefits of having this card are:
- Welcome Avios bonus;
- Companion economy ticket
- Get priority boarding;
- No foreign transaction fees;
- Extended manufacturer warranty;
- Earn Avios spending on British Airways, Iberia, LEVEL, and Aer Lingus flights.
But some negative sides need to be improved. Those are:
- It has an annual fee;
- Requires a good amount of annual spending;
- The balance transfer fee is a maximum of 5%.
How to unlock the card?
To activate the Aer Lingus Visa Signature card, you need to call the number written on the card.
The card can also be activated online via the app or online banking, logging into your account and following the unlocking instructions.
Fees and tariffs
The Aer Lingus Visa Signature card comes with an annual membership fee of $95. The transaction fee for balance transfers is either $5 or 5% of the amount and the cash advance fee is $10 or 5% of the amount. The greater amount will be changed as a fee.
The annual Percentage Rate for purchase, on my Chase loan, and balance transfer APR is 21.49% to 28.49%. All those vary based on your credit worth and the market price.
APR for a cash advance, and the penalty is 29.99%. Penalty APR may be applied on failing to make a minimum payment by the date.
The due date for payment will be a minimum of 21 days after each billing cycle. No interest will be charged on paying the entire balance by the due date. Penalty fees for late-payments and return payments are up to $40. Find out more here.
Customer Service
You can get answers to the queries from their website. If you want direct support regarding credit cards, you can call them at 1-800-432-3117. You can also get support from their Twitter (X), Facebook, and Instagram.
You can schedule a meeting with a banker to discuss your account or open a new one. If you are Military personnel, you can take domestic Chase military services at 1-877-469-0110 and 1-318-340-3308 for overseas.
Did you like the tip? Discover other credit cards for US residents on our website.
This card also has a version for residents of Ireland.
