How to Apply for your U.S. Bank Altitude Connect Visa Signature Card
U.S Bank Altitude Connect Visa Signature Card Benefits
Welcome Bonus: You can earn up to 50,000 points on spending $2,000 or more within the introductory period which is the first 120 days from account opening. The points has no expiry limit and is worth $500 and can be redeemed on merchandise, gift cards, cashback, travel, and more. It does not have an annual fee for the first year but $95 thereafter. From September 9, 2024, there will be no annual fee.
Earn Points: Not only in the introductory period, you can earn points every day from eligible purchases. You can earn 4 points on purchasing a prepaid car and hotel reservation from the online Altitude Rewards Center and including 1 point for every $1, your total earning will be 5 points. Purchases on airlines, hotels, car rentals, taxicabs, passenger trains, limousines, and cruise lines come with 3 bonus points on every dollar spent, and including all purchase offers, it will be 4 points in total. Restaurants, bars, and eligible streaming services will be included with 1 bonus point per dollar spent, which will be 2 in total.
Some more offers are already designed and will be effective soon. Each quarter on your first $1,000 spending, you can earn 4 points in total on gas and electric vehicle charging stations from September 8, 2024. From September 9, 2024, you can earn a total of 2 points for every $1 purchase at grocery stores and supermarkets excluding Target, Walmart, and wholesale clubs.
Travel Benefits: The Altitude Connect Visa Signature Card has no foreign transaction fees. If you enroll in the Priority Pass program, you will receive 4 free visits to over 1,500 airport VIP lounges. On TSA PreCheck or Global Entry, you can enjoy $100 as statement credits to compensate for the application fee once in four years. Your travel will be protected in case of trip cancellation or interruption. You will be compensated for trip delays and you will be connected with GigSky global mobile data plans in over 125 countries. This can be redeemable until August 31, 2024.
Point Redemption: The points you earned can be redeemed as a statement credit or directly deposited to your U.S. Bank savings or checking account. You will need to have at least 2,500 points for redemption. But from September 9, 2024, it will be increased to 3,125. You also can redeem your points for travel, merchandise, charity or gift cards.
Pay Over Time: ExtendPay Plans come with zero fees on purchases made in the first 60 days prior to signing up for ExtendPay. These plans allow cardholders flexible monthly payments without interest charges on new Purchases. You have to split a minimum of $100 or 50% of your credit card line on eligible purchases to pay in installments.
Identity Theft Protection: The ID Navigator tool by Norton LifeLock keeps you informed on identity threat issues.
Visa Signature benefits: Besides all the benefits, also count Visa signature benefits. Get special access to luxury hotels, premium car rental, discounts on shopping and food, and more with your Visa signature card.
Prerequisites
The U.S. Bank doesn’t specify the exact credit score for the Altitude Connect Visa Signature Card. But in general, it requires a good to excellent credit score. A FICO score of 670 or higher is considered a good score.
Along with a good to excellent credit score, some documents may be required such as Tax identification number, personal information, current address, and annual income to fill up the form. Applicants must be U.S. legal residents and meet the age requirement (usually 18 years).
Who is this card for?
Considering all the benefits it offers, It is clear that this card will be a great choice for any traveler. This card opens the door to you on VIP lounges in 1500 airports and it has no foreign transaction fees. You can also feel secure while traveling as this card will protect you from trip cancellation. This card has no foreign transaction fee. So, those who love to travel can have this card to experience smooth traveling.
Step by step to apply for the card
If you are ready and meet all the requirements for this card, just visit the card’s official website and press the “Apply Now” button. If you already have an account, you can apply faster. If you face any problem or need help submitting your application, you can call 877-328-9750 between 7 a.m. to 10 p.m. on Monday to Friday, and between 9 a.m. to 5 p.m. on Saturday.
The U.S. bank made the banking experience more convenient with their mobile app. A digital financial services measurement firm, Keynova Group scored U.S. Bank mobile apps a high position for the 1st quarter of 2023. You will find the app in Apple Store and Play Store.
Pros and Cons of the U.S. Bank Altitude Connect Visa Signature Card
The U.S. Bank Altitude Connect Visa Signature Card has several pros and cons:
Pros
- No annual fee for the first year
- Massive welcome bonus
- No foreign transaction fees
- Variety of travel benefits
- Flexible redemption options
Cons
- Annual fee of $95 from the second year
- Minimum of 2500 points for redemption
- Good to excellent credit score needed
How to unlock the card?
The card can be activated from the website or mobile app. You can also call on the number written on your card to activate.
Fees and tariffs
The annual membership fee for this card is $0 for the introductory period of 12 months but after that, the annual fee is $95.
The annual percentage rate for purchases and balance transfers is 21.24% to 29.24%, and for cash advances 29.99%, based on your creditworthiness.
The due date for paying interest is 24 to 30 days after each billing cycle. There will be no interest charged on new purchases if you clear the entire balance within the due date. But if you fail to meet the due date, a minimum interest charge will be no less than $1.
Transaction fees for balance transfers and convenience check cash advances are either 3% or at least $5, whichever is greater. The transaction fee for cash advances or cash equivalent advances is 5% or a minimum of $10, whichever is greater.
There will be no overdraft protection and foreign transaction fees. U.S. Bank ExtendPay fees come with a monthly fee of not more than 1.6% of the original principal amount. There are penalty fees for late-payments and returned payments up to $ 41 and have no overlimit.
Customer Service
You can visit their support page for other inquiries, and you can make an appointment, or find the nearest branch to visit. For quick support call them at 001503-401-9991.
