How to Apply for your Citi® Diamond Preferred® Card
Citi® Diamond Preferred® Card: Clearing the financial lockdown
The Citi® Diamond Preferred® Card is a financial muscle that has something for every type of customer. With its advanced features, you can think of managing your finances more effectively.
This card comes loaded with a low introductory APR it offers balance transfers as well as no fee at all charged every year, and it’s the perfect choice for those people who are looking for flexibility in their finances.
The ultimate key benefits
Introductory APR:
- Apply for credit and enjoy a 0% APR on purchases for 12 months or a balance transfer for 21 months from the account opening. With this, you will save on the interest charges while managing your finances.
No annual fee:
- The new Citi® Diamond Preferred® Card is a sensible, budget-friendly option that allows you to maximize benefits while minimizing your monthly expenses with the waiving of annual fees.
FICO® score access:
- Check your credit health by analyzing your free FICO® Score on our platform, helping you to know where you are headed and guiding you to better financial decisions.
$0 liability on unauthorized charges:
- Sleep easy knowing that you’ll never be liable for purchases that you didn’t make that have been done using your card hence allowing for extra protection and peace of mind.
Flexible payment due date:
- Compose a date on which payment should be made that would be convenient for your budget and for you to fulfill the obligations without spending a lot of money on interest fees.
24/7 customer service:
- Customers can get in touch with the support team through 24/7 assistance service, thus there is always someone to help whenever necessary.
Digital wallets
- Digital wallets provide confidence in millions of online, app, and physical store locations. With them, you streamline the checkout process and retain all the excellent benefits of your card. Discover how to get started and how digital wallets protect your card information at citi.com/digitalservices.
Pay securely with contactless pay
- Shop with peace of mind using a contactless chip card. Simply tap your card on the payment reader and complete the transaction within seconds.
Also access Citi Mobile App.
Prerequisites
To apply for the Citi® Diamond Preferred® Card, you must meet the following requirements:
- Be at least 18 years old (21 in Puerto Rico);
- Have a verifiable source of income;
- Provide accurate personal information for identity verification.
About the bank
The issuer of the Citi® Diamond Preferred® Card, namely Citi, is one of the largest global banking organizations which is well-known for the range of its services and its strong presence in almost 160 countries.
This Global bank Citi which has more than 230,000 employees working in different markets across the world is known for 2 things one deep understanding of the local market and another, facilitating transactions worth trillions of dollars daily.
Citi is willing to create simple banking and greater connectivity to serve better clients and customers. Learn more.
Who is this card for?
The Citi® Diamond Preferred® Card is ideal for individuals who:
- Would you like to get a Credit card with an annual fee of zero?
- Are you interested in having a low intro APR on new purchases and balance transfers?
- Benefits abound, such as a free credit monitoring service where one can access the FICO® Score, identify theft protection, and much more.
How to apply for the card?
- Go to the corporate website of Citi® Diamond Preferred® Card by clicking here;
- Click the “Apply Now” button that is circled below;
- Complete the online application form with your pertinent data;
- Fill in the attached application form and send it for the review panel to consider;
- Give Citi some time to decide on your application once you have submitted it.
Positives and negatives of the card
Positives:
- No annual fee;
- Low introductory APR on purchases and balance transfers;
- $0 liability on unauthorized charges;
- Free access to your FICO® Score;
- Mastercard® ID Theft Protection™.
Negatives:
- A balance transfer fee applies;
- Foreign purchase fee applies;
- Interest will be charged on new purchases and unpaid introductory balances after the 0% intro APR expires.
How to unlock the card?
To unlock your Citi® Diamond Preferred® Card, follow these steps:
- Call the customer service number on the back of your card;
- Follow the automated prompts to verify your identity;
- Once verified, your card will be unlocked and ready to use;
Or in the Citi Mobile App.
Fees and tariffs
- Annual Fee: None;
- Balance Transfer Fee: Either $5 or 5% of the amount of each transfer, whichever is greater;
- Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater;
- Foreign Purchase Transaction Fee: 3% of each purchase transaction in U.S. dollars;
- Penalty Fees: Up to $41 for late payment or returned payment.
Annual Percentage Rate (APR)
- (APR) for Purchases – 0% introductory APR for 12 months from date of account opening. After that, your APR will be 18.24% to 28.99%, based on your creditworthiness.
- APR for Balance Transfers – 0% introductory APR for 21 months from date of first transfer when transfers are completed within 4 months from date of account opening. After that, your APR will be 18.24% to 28.99%, based on your creditworthiness.
Find out more details about the card’s fees and charges here.
Customer Service
- Contact Us;
- General Support for Citi Cards: 1-800-950-5114;
- Servicio al cliente español: 1-800-947-9100;
- General Support & Servicing for Costco Anywhere Visa® Business Card: 1-855-378-6467;
- Collections Servicing Costco: 1-855-378-6468;
- Collections Servicing Cards: 1-855-805-5486;
- Mailing Addresses;
- Citi Mobile App.
Final words
The Citi® Diamond Preferred® Card comes with a variety of features such as being flexible, stable, and therefore an important financial tool for those Americans who want an alternative to other options they have.
Simultaneously, the low introductory APR on purchases and balance transfers, no annual fee, and value-added benefits such as zero-liability for unauthorized charges and the possibility to monitor your Fico® Score at no cost, thus, helping you handle your finances more productively.
If you have debts piling up, want to finance a significant buy, or just prefer a credit card that is excellent in terms of value, you should take into account the Citi® Diamond Preferred® Card.
Did you like the tip? Discover other credit cards for US residents on our website.
