Unlock the benefits of the Citi Double Cash® Card

Citi Double Cash® Card is motioned to all shoppers for getting rewards on daily spending. Unlike other cash-back cards which give 1% cash back on the initial purchase and 0% on the repayments, this card gives 1% cash back on both when you buy and 1% on payment, which offers a unique opportunity to make a double cash back.


The ultimate key benefits

Double cash back:

  • For each buy you earn 1% cash back and on top of this you are added 1% every payment as you pay each purchase.

No category restrictions:

  • Earn cashback rewards on every single purchase, whether a clothing item or anything else, without the need to match any rotating categories.

Low Intro APR:

  • Enjoy the 0% introductory APR on balance transfers for 18 months and the APR varies from 19.24% – 29.24% thereafter.

$200 cash back offer:

  • Get $200 cash back after dedicating $1,500 on purchases throughout the first 6 months of account start-up.

No annual fee:

  • Unlike many other cards, the Citi Double Cash® Card has no annual charge, which signifies that it is a no-bells-no-whistles card!

Flexible redemption options:

  • Choose between receiving your cash back via the statement credit, direct deposit, or check transfer, or check-out options such as Gift Cards, Travel, and Shopping with Points at


To apply for the Citi Double Cash® Card, you must be at least 18 years old (21 in Puerto Rico), reside in the US or its territories, and meet Citibank’s creditworthiness criteria.

  • All information provided must be accurate;
  • You authorize the Social Security Administration to verify your SSN;
  • You consent to your wireless carrier disclosing information about your account and device to Citi;
  • You agree to be contacted by phone, email, or mail;
  • Citibank may obtain credit reports and other information about yo;
  • Your credit limit is based on your income and debt;
  • You will receive a Card Agreement before using the card.;
  • Special notices apply to residents of Ohio and Wisconsin;
  • If adding an Authorized User, you must inform them of credit reporting practices;
  • Interest is charged on purchases unless paid in full each month;
  • Other terms and conditions apply.

About the Citi Bank

Citi is a bank established in New York in 1812 that maintains a reputation for its commitment to pioneering financial solutions that adapt to today’s financial system. Citi has a wide network of connections and comprehensive know-how that make the Bank the unparalleled leader in the banking sector, paving the way to meet and anticipate customer needs.

Whether facilitating the flow of US$4 trillion in finance, serving millions of important customers or providing personalized financial guidance in almost 160 countries where it operates, whether as a traditional bank or as a corporate and business bank. This banking impact has great global renown and is felt all over the world.



Who is this card for?

Citi Double Cash® Card is a perfect choice for those among us who like facilities that the simple and do not have limitations right on categories. They can be a perfect choice for those who want to get cash-back on their all-purchase-no-tracking-categories without stressing out with rotating categories.

This card is also for people interested in cards with an intro APR of 0% on balance transfers which may be friendly to those who are worrying about debt consolidation or credit card purchases.

Step by step to apply for the card

  • Visit the official Citi Double Cash® Card page;
  • Click on the “Apply Now” button;
  • Fill out the application form with your personal information, including your name, address, and social security number;
  • Review the terms and conditions of the card;
  • Submit your application.

Positives and negatives of the card


  • Get an extra back for any purchase you make;
  • $200 cashback offer;
  • No category restrictions;
  • The low introduction APR on balance transfers can result in transfer in installments and avoid the charging of full interest.


  • The charge of 3% for foreign transactions;
  • The balance transfer fee is 5% ($5 minimum) after the first 4 months, from the 5th month onward;
  • APR of up to 29.99% will be imposed on the same rate as penalty APR of up to 29.99% if you pay late or the payment is returned.

How to unlock the card?

To unlock your Citi Double Cash® Card after receiving it, follow these steps:

  • Find the number in the package and insert it on the back of your card or go to the activation site online;
  • Register with your Citi online account by accessing the website and choosing “Register your card” on the menu bar;
  • Get the username and password by clicking on the prompt;
  • When your online account is all established, use your card and log in to it to check your balance, transactions, and rewards.

Also access Citi Mobile App.

Fees and tariffs

  • The introductory rate of 0% for 18 months on balance transfers (completed within 4 months of account opening);
  • Variable APR of 19.24% – 29.24% on unpaid promo balance and new balance transfers after the offered period;
  • APR (Average Percentage Rate) that is variable: 19.24%-29.24% for purchases.
  • No annual fee;
  • An advance fee consists of either $10 or 5% of the amount of each cash advance, which is higher;
  • Acquisition tax for foreigners is stipulated at 3% of the U.S. dollar equivalent amount of each time of purchase;
  • A balance transfer fee of 3% of each transfer ($5 minimum) will be charged on any transfer made during the first 4 months after the account has been opened; afterward, the fee for each transfer will be 5% ($5 minimum).

Find out more details about the card’s rates and fees here.


Customer service

Citi offers 24/7 customer service to assist you with any questions or concerns you may have about your Citi Double Cash® Card.

You can contact Citi by phone, email, or through the following channels:

  • Contact us;
  • Mailing addresses;
  • Citi mobile app;
  • General support for Citi Cards: 1-800-950-5114;
  • General support & servicing for costco anywhere Visa® Business Card: 1-855-378-6467;
  • Collections servicing costco: 1-855-378-6468;
  • Collections servicing Cards: 1-855-805-5486.

Final words

Citi Double Cash® Card provides a money-rewarding credit card that gives you money back for every purchase in the USA.

Administering its wonderful incentive program that has no limits in the number of categories, and offers low introductory APR, this is a perfect facility for those residents in the USA who seek the opportunity to make the most of their cash-back rewards.

Fast and secure applications are welcome and getting the money from discounts on your purchase is also done immediately.

Did you like the tip? Discover other credit cards for US residents on our website.