How to Apply for your Alaska Airlines Visa Credit Card
Alaska Airlines is passionate about creating an airline that people love. That’s why they came up with their credit card. The Alaska Airlines Visa credit card is a credit card that is designed for those who fly frequently on Alaska Airlines.
Travel Benefits: By paying an annual fee of $95, any traveler can enjoy a lot of benefits: a free checked bag, companion fare, priority boarding, and more. You will get 20% back when you use this card to make inflight purchases on Alaska Airlines flights.
Welcome Bonus: This card provides a welcome bonus of 70,000 miles and Alaska’s Famous Companion Fare which is $99 (plus taxes and fees from $23) on spending $3,000 or more in the first 90 days from account opening.
Payment Bonus: This card comes with the offer to earn 3 miles on spending $1 on eligible Alaska Airlines purchases, and 2 miles on spending $1 on gas, EV charging stations, cable, streaming services, and transit purchases. All other purchases offer 1 mile per $1 spent.
Anniversary Reward: On $6,000 or more spending within the prior anniversary year, a $99 companion fare will be available with taxes and fees.
More rewards: This card will give 20% back on all Alaska Airlines inflight purchases. It also includes a free checked bag for you and a maximum of six guests on the same reservation. If you have an eligible Bank of America account, you will get a reward of a 10% bonus on all miles earned from card purchases.
Lounge+ Membership Discount: Make an Alaska Lounge+ membership payment with your card, and you get $100 off.
Prerequisites
Alaska Airlines visa credit card requires a good credit score of 690 or higher. But the credit score is not only the approval for any credit card. To apply, you must be at least 18 years old and be a legal resident of the United States. You may need to provide some documentation like proof of income, your Social Security Number and personal information like mailing address.
Who is this card for?
Reading up to this part of the article, we understand for whom this card will be the best fit. Yes, it will be the best fit for anyone who has a credit score of at least 690 and who travels frequently. Because all the benefits and offers are limited to Alaska Airlines and its partner network.
So, if you travel frequently with Alaska Airlines you will be able to redeem Alaska Airlines Mileage Plan miles. So, for any traveler, this card will be the best fit.
Step by step to apply for the card
The procedure for having this card is very simple. Just visit their website and press the “Apply Now” button, and you will go forward with an online application form. By filling up the necessary information such as name, residential address, phone number, email address, employment status, primary income source, total gross annual income, and monthly housing payment, you can apply for this credit card.
But if you are already an account holder of Bank of America, you can save your time by logging into your Bank of America account.
Alaska Airlines has a mobile app available at the Apple Store, Amazon Store, and Google Play Store. You can also get the option to download it from their website.
Pros and Cons of the card
Alaska Airlines Credit Card will be a good choice for those who travel frequently with Alaska Airlines. It offers a lot of benefits to travelers.
Pros
- Get a signup bonus of 70,000 miles
- Cardholders can have free checked bags for up to six guests on the same reservation.
- Get 20% back on Alaska Airlines in-flight purchases
- Eligible account holders from Bank of America receive a 10% reward on all miles earned from purchases.
- No foreign transaction fees.
Cons
- It has an annual fee of $95
- There has to be at least good credit score for approval.
- Companion fare requires $6,000 in spending.
- Most bonuses are travel-related.
How to unlock the card?
To activate this card you need to call 1-800-276-9939 or the number given on your card’s front sticker. You will need to verify your social security number, card number, or phone number over the phone to verify. You can also activate the card online or using the app.
Fees and tariffs
Alaska Airlines Visa credit card comes with an annual fee of $95. Annual Percentage Rate (APR) for Purchases and Balance Transfers is 20.24% to 28.24%, based on your creditworthiness. APR for Cash Advances based on the credit limit is 23.24% to 29.24% when you open an account for direct deposit and check cash advances and 29.24% for Bank Cash Advances. These APRs may vary on the market prime rate.
Penalty APR applies to new transactions on your account if you make a late payment. Based on the credit limit, the penalty APR is up to 29.99% and it may vary with the market based on the prime rate.
Transaction fees for balance transfers are 3% for each transaction. A cash advance is 3% for each transaction on direct deposit and check cash advances and 5% for each transaction on ATM, cash equivalent cash advances, over-the-counter, and same-day online. There are no foreign transaction fees.
