Learn: Revolut Metal

Today, we live in a fast-paced world, where globalization and technology have shortened distances, simplified processes, and automated most daily activities, making the traditional evolve. And financial and banking activities have been no exception.

After the global economic crisis in 2008, where traditional banking suffered from public distrust, banking innovation began with a boom in fintech start-ups, which would later continue with the emergence of cryptocurrencies and digital payment transactions such as Apple Pay and Google Wallet.

This heyday challenged traditional banking rules to the point of making digital banking so commonplace in the U.S. that more than 50% of Americans preferred it. But the pinnacle of Fintech took place after the global COVID-19 pandemic, leading to the consolidation of neo-banks.

About Revolut

With the increase of these neobanks or Fintechs, Revolut was born in the United Kingdom in 2015. One of the most successful online financial institutions worldwide with a dizzying level of expansion, establishing branches in different countries. In the United States, it began operations in 2020.

Among the benefits, it can be highlighted that it allows its users to operate with bitcoins and other cryptocurrencies and make investments in the stock market.

About Revolut Metal Card

Within the range of products offered by Revolut, there are their credit cards with which you can pay your purchases by making payments at the end of the month, deferred payments, or revolving payments at the best rates in the market and with few requirements to acquire the card.

It is a card issued by Cross River Bank, member FDIC (Federal Deposit Insurance Corp.), and is managed by Revolut Technologies Inc. through the Revolut app. And it is a card that ranks among the easiest credit cards to approve in the United States.

Upon requesting the card, the user will receive the plastic in a few days and it will be sent by the national postal system. However, it can be used immediately upon approval to make purchases, through the digital card, at any establishment nationwide or to make purchases via the web.

Requirements to apply for the Revolut Metal card

It is a product available for Revolut customers, therefore to apply for the Revolut Metal card, you will need to download the Revolut App and register on it. Then you must be a user of some type of accounts offered by Revolut. You must be a permanent resident of any of the fifty (50) U.S. states.

In addition, you must be at least 18 years of age, and have a valid Social Security Number (SSN) or an individual tax identification number. The applicant must provide a valid email address and comply with legal and regulatory requirements.

Card Benefits

Revolut Metal is an ideal card for travelers, offering a range of exclusive benefits such as travel insurance, discounts on access to VIP lounges, free cash withdrawals within its ATM network, and the ability to pay in different currencies. The card also features a robust security system designed to prevent card fraud.

With no withdrawal fees at over 55,000 ATMs in the network, users can also enjoy up to $1,200 per month in withdrawals at out-of-network ATMs; fair usage fees apply for amounts exceeding this limit, with lower thresholds for Standard and Premium plans. The Metal plan costs $16.99 per month and includes the opportunity to earn up to 3.5% APY¹ on your savings—higher than the 2.75% APY offered to Standard customers. Interest is paid monthly, with no minimum balance required, and funds are held at Sutton Bank, a member of the FDIC, ensuring insurance coverage up to $250,000.

Additionally, customers can take advantage of convenient features like spare change round-ups and recurring transfers to grow their savings effortlessly. Metal cardholders also receive a premium, solid reinforced stainless steel card, which can be personalized and is delivered quickly with complimentary express shipping. To further enhance everyday security, the plan includes comprehensive insurance coverage for daily purchases, with terms and conditions applying.

In summary, the Revolut Metal card is a good option designed for those who enjoy the practicality and convenience of technology. If you are interested and want to know more about this excellent card, we invite you to press the green button, in this page, to learn more about and start the application to get yours.