Experience the ease of use that comes with the Monese Simple Card, a hassle-free option for anyone looking for a simple, user-friendly multi-currency account. This card is affordable and convenient for a range of users, with minimum costs for select top-ups and transfers. The goal of the Monese Simple Card is to give customers a simplified banking experience. It provides the capabilities of a multi-currency account with an emphasis on simplicity, but without the complications that are frequently connected to traditional banking. The Monese Basic Card is designed to fit your needs whether you’re a frequent traveler, a digital nomad, or someone just searching for simple cash management.



Multi-currency account

With the Monese Simple Card, users may manage their money in numerous currencies without having to open separate accounts, giving them the flexibility of a multi-currency account. Those who frequently travel or conduct business internationally will find this feature especially helpful.


Low-fee structure

With its affordable pricing structure, the Monese Simple Card is a cost-effective option for individuals seeking to steer clear of exorbitant fees. Even though there are costs associated with some top-ups and transfers, the total cost is still reasonable and provides an affordable option for routine financial tasks.

Accessibility and ease of use

Take advantage of the Monese Simple Card’s easy accessibility and user-friendly UI. The card’s functionality and appearance are equally focused on keeping things simple so that customers, via the app or other channels, can easily manage their accounts.

Digital banking convenience

Take advantage of the ease of digital banking to handle your funds with efficiency. With real-time access to your account through the Monese app, you can easily track balances, keep an eye on transactions, and make payments. For consumers on the go, the digital platform improves overall banking convenience.



Before applying for the Monese Simple Card, ensure you meet the following prerequisites:

  • Legal age (18 years or older);
  • Valid identification documents;
  • Access to a compatible device for using the Monese mobile app.

About Monese

Founded in 2015, Monese is a digital banking company whose goal is to offer inclusive financial services to people all over the world. The organization uses cutting-edge technology to provide a variety of clients with easily accessible and adaptable banking solutions. In the financial sector, Monese is known as a fintech innovation because to its emphasis on openness and simplicity. Check out other Monese cards (Premium, Classic).

Who is this card for?

The Monese Simple Card is suitable for:

  • Ideal for individuals who frequently travel and need a hassle-free way to manage funds in different currencies;
  • Suited for those with a mobile and flexible lifestyle, providing a banking solution that aligns with their dynamic needs;
  • Perfect for individuals who prioritize simplicity in their financial management, avoiding the complexities often associated with traditional banking.


Step by step to apply for the Monese Simple Card

Applying for the Monese Simple Card is a straightforward process:

  • Visit the official website;
  • Follow the on-screen instructions to create a Monese account. You’ll need to provide the necessary information and verify your identity;
  • Within the app, select the Simple Card option and follow the prompts to complete the application process;
  • Add funds to your account using the available top-up options. Be aware of any associated fees for certain top-ups and transfers;
  • Once approved, you’ll receive your Monese Simple Card. Activate it through the app following the provided instructions.

Positives and negatives


Simplicity and accessibility

The Monese Simple Card excels in offering a straightforward and accessible banking experience.

Multi-currency flexibility

Users benefit from the convenience of managing funds in multiple currencies, making it an attractive option for international transactions.

Low-fee structure

While some fees apply, the overall fee structure remains competitive, providing cost-effective financial management.

Digital banking features

The digital banking platform enhances convenience, allowing users to manage their accounts with ease through the Monese app.


Fees for some transactions

While the fees are generally low, users should be aware that certain top-ups and transfers may incur additional charges.

Limited physical presence

Monese operates primarily as a digital bank, and individuals who prefer in-person banking may find the lack of physical branches a limitation.

How to unlock the Monese Simple Card

To unlock your Monese Simple Card:

  • Log in to the Monese app and follow the activation instructions provided;
  • Complete any additional identity verification steps as prompted by the app;
  • For added security, set a Personal Identification Number (PIN) for your card.

Fees and tariffs

The Monese Simple Card comes with a fee structure that includes:

  • Simple: €0/month.

Customer service

For assistance with your Monese Simple Card, you can reach customer service through:


For individuals looking for banking simplicity, the Monese Simple Card is a useful tool, especially when handling funds in different currencies. It serves a wide range of customers searching for an easy-to-use financial solution with its affordable fees and intuitive digital platform. On the other hand, customers should be aware of related costs for certain transactions and the lack of physical branches for in-person support. Follow the instructions for application and activation to fully utilize the Monese Simple Card and take advantage of convenient, streamlined banking.